Category: Featured

By Francis Mojoyinola As security technology improves, cyber criminals increasingly combine technical weaknesses with pressure, deception and misplaced trust. They aim at people, inside an institution and outside it, and everyone must learn to recognise these attempts. People tell me, often within a minute of learning what I do for a living that they would never fall for a scam. They say it lightly, the way somebody might mention being a careful driver. I have come to treat that sentence as the most revealing thing a person can say to…

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Nigeria’s energy sector is entering a period of significant change, creating fresh opportunities for small businesses to adopt cleaner and more reliable power solutions. For entrepreneurs facing rising electricity costs, grid disruptions and continued dependence on generators, Fidelity Bank Green Financing provides a practical route to improved energy security. Recent reforms in the power sector have increased attention on electricity pricing, service reliability and decentralised energy supply. These developments are encouraging businesses and households to examine how they generate, consume and finance power. For a small business, unreliable electricity quickly…

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By Aderonke Oluwadare Nigeria’s micro, small and medium sized enterprises remain central to the country’s economic growth, employment and household incomes. According to the NBS and SMEDAN MSME 2021 survey, as cited in PwC Nigeria’s MSME Survey 2024, MSMEs account for 96.9 per cent of businesses, 87.9 per cent of employment, 46.32 per cent of gross domestic product and 6.21 per cent of exports. These figures underline the importance of Nigerian SMEs to job creation, innovation and inclusive economic development. They also explain why the health of the sector should…

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Understanding what happens to your money after a payment is just as important as completing the transaction. Picture a professional preparing for a trip. The flight must be booked, the hotel needs to be paid for and regular household expenses have not stopped simply because travel is approaching. There are two cards in the wallet, a debit card and a credit card. Both cards can be used to make payments, but they affect the cardholder’s finances differently. A debit card draws money directly from the available balance in a linked…

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The Benin-Asaba Expressway Concession Company Limited (BAECC) has announced the appointment of renowned Public-Private Partnership and infrastructure specialist, Dr. Emmanuel Onwodi, as its Chief Operating Officer (COO), strengthening its executive leadership as it advances the development and management of the critical Benin-Asaba highway corridor. Onwodi, a chartered accountant, infrastructure finance specialist and former senior official of the Infrastructure Concession Regulatory Commission (ICRC), brings more than 25 years of professional experience covering infrastructure development, concession management, project finance, risk management, transport and logistics. In his new role, he will help drive…

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In the corridors where money and power meet, integrity is not a soft virtue to be admired from a distance. It is the hardest risk control an institution owns, and the one asset that outlives us. Eyitayo Quadri Much of my working life is spent thinking about what can go wrong and/or how it can be done better in a safe way. That is the quiet vocation of a risk officer: to sit in the room where decisions are made, to ask the unpopular question, to imagine the failure before…

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Confidence rarely arrives before the opportunity. It arrives afterwards, once we have found the courage to begin. By Yetunde B. Oni There is a conversation I have had, in one form or another, with many talented people over the years. It usually begins with hesitation. Someone capable and clearly gifted explains why they are not quite ready for the role, the platform, or the opportunity in front of them. They are waiting to feel certain. What I have learned, across a career in banking and through my own seasons of…

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Access Holdings Plc and Coronation Group hosted a private reception at Tate Modern, London, to celebrate the enduring legacy of Nigerian Modernism, one of the most significant presentations of African art in the gallery’s recent programme. The Nigerian Modernism exhibition, in partnership with Tate Modern from October 10, 2025, to May 8, 2026, brought together nearly 300 works by more than 50 artists spanning five decades of Nigerian artistic production. Through painting, sculpture, textiles, ceramics, and works on paper, it traced the evolution of modern Nigerian art from the 1940s…

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Anyone who has tried to get a loan to buy a house in Nigeria knows the drill: endless forms, property valuation, and eventual down payment of a minimum 25% or more on the property. Sometimes, interest rates could go as high as 30% per annum, while the typical loan limit is N50 million. Now, FirstBank is making homeownership more attractive. FirstBank, in partnership with the Ministry of Finance Incorporated (MOFI), has introduced the MREIF Home Loan. MREIF loan is a game-changer, offering a single-digit interest rate of 9.75% per annum,…

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As the Central Bank of Nigeria’s (CBN) recapitaliSation exercise came to an end March 31, 2026, most banks operating in the country rose to the challenge and met the requirement ahead of time. However, Fidelity Bank’s proactive approach paid off, and it continued to demonstrate its commitment to growth and innovation. In a remarkable display of investor confidence, Fidelity Bank opened and concluded a private placement in just one day on December 31, 2025. Leading institutions, including AFREXIM Bank and its subsidiaries, invested in the bank, showcasing their faith in…

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